INDIA - $4,000
Multiple Income-Generating Projects
Project Coordinator: N. Purushotham

Forty rural widows (in the first year) from Chittoor District, Andhra Pradesh will participate in this three-year expansion of an existing project. Each woman will receive 3-5 days of training on her income-generating project. The women will engage in IGP such as agriculture, cattle rearing, flower cultivation, horticulture, vegetable cultivation, goat and sheep rearing. The amount of the loans will be decided based on the activity, and will be repaid after one year at 12% interest. Anticipated economics are:

ACTIVITY	LOAN	INCOME	EXPENSE	LOAN REPAYMENT	NET INCOME
Sheep and goat raising	$80	$30	--	$7	$23
Petty shop	$80	$30	--	$7	$23
Vegetable sales	$50	$25	--	$5	$20
Flower sales	$50	$20	--	$5	$15
Poultry raising	$50	$25	$5	$5	$15
Dairy	$300	$50	$10	$10	$30
Agriculture	$100	$40	$10	$7	$23

Note: Income, expense, loan repayment and net income figures are monthly.

From Dr. R.Kannan's site visit report: “SPREADS has formed 75 women self-help groups. All the groups are joined under one apex body, called the federation. The federation is run by the elected leaders from the groups. The groups have a well-defined mechanism for savings, credit, trainings and common social actions. Proposed project economically helping the orphans and widows, and helping them to mainstream into the community through participation in the self-help group.”

report

Project Completed: June 30, 2011